As pioneers of this system of financing, Convertibill® uses an easy to understand finance formula.

Traditional lending models and their industry wide ‘Slow No‘ are real business killers.  Whatever part of your business you’re looking to finance, and regardless of its value or complexity, the Convertibill® Finance Formula gets you to Yes/No, quickly.

Our company structure seamlessly delivers the Convertibill® Finance Formula to you. This fast and simple process, is driven by you. In other words, the Convertibill® Finance Formula works as quickly as you do.

How the Convertibill® Finance Formula works – Stage I
  1. 1Whether by telephone, or in person, your finance requirements are clearly understood by a Branch Manager or Specialist
  2. 2After the meeting, you receive a documented understanding of your finance requirements that you confirm/amend as needed
  3. 3In this same communication, you are asked to provide a complete ‘set’ of information. Each item in the set is numbered
  4. 4On condition you provide all of the information requested, you will receive a provisional 1-page RPA offer. Or you will be declined
  5. 5Because Convertibill® Finance is different, your Branch Manager, or Specialist, will explain the 1-page RPA offer to you clearly
  6. 6On the basis that you are satisfied with the offer, you confirm it by replying CONFIRM to the email, or by clicking ‘I Confirm’ online
  7. 7The role of the Branch Manager, or Specialist, is completed. Your request is completely transferred to Trade Desk & Treasury


How the Convertibill® Finance Formula works – Stage II
  1. 8Trade Desk & Treasury [TD&T] now take control and all the information you provided in Step-4 above is examined thoroughly
  2. 9On condition that all the information is found to be true and accurate, you are invited to complete the online application form
  3. 10Taking your time and with careful attention, you should be able to complete the online application form in less than 60-minutes
  4. 11TD&T will then complete their evaluation before confirming, or rejecting, the application. This takes less than 24-hours
  5. 12Before trading can commence, all directors must have signed the electronic contracts (simple click ‘I Agree’ documentation)
  6. 13Final notifications to debtors are issued and confirmed before transactions are uploaded to the trading platform
  7. 14Trading commences, trades are approved by the Trade Desk and funds are transferred to your nominated bank account


This Convertibill® Finance Formula is highly efficient.  With your help,
from start to finish it can be completed within 48-hours, or less




There are two ‘sides’ to the Convertibill® company structure:

1. The Business side; and
2. Trade Desk & Treasury

1. On the Business side, your Branch Manager, or Specialist, is the person that learns about your business and understands your finance requirements. These highly trained and experienced personnel are the people that engage with you to ensure that Stage I of the Convertibill® Finance Formula is correctly implemented

2. As explained above, once you confirm the 1-page RPA Offer, Trade Desk & Treasury take control. These personnel operate separately and independently from the Business side of Convertibill®. They apply Stage II of the Convertibill® Finance Formula to ensure your finance request is processed quickly and without interruption